"Train the Trainers" - the beat goes on

Article Abstract:

The International Credit Assn.'s 'Train the Trainers' educational program continues to stress the need to educate high school students about personal financial management. Since its introduction, this program has been conducted in more than 20 states and participated in by over 2,000 teachers. Three of the most recent 'Train the Trainer' programs were held in the states of Washington, Oregon and Florida. The Washington program was held in Richland on Oct. 14-15, 1994 and involved 71 teachers. The affair in Oregon was also held in Oct. 14-15, 1994 and was participated in by 83 teachers. Northeast Florida's first ever 'Train the Trainers' program was held between Dec. 7-8, 1994 and had 96 participants. These programs focused on the issue of how consumer credit education can become a part of the participating schools' course offerings.

Teachers, Training, Study and teaching, Teacher education, Financial management, Credit management

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Smart cards: impact on financial services strategies for payments and virtual banking

Article Abstract:

A smart card is a credit-card-like transaction card with a microprocessor chip that stores and processes information and transactions. It is increasingly used by banks and financial services firms because of the changing attitudes of consumers, growing public acceptance and falling cost of technology, increased interest in remote business transactions, concerns about fraud and security, and the financial services industry's search for new sources of revenue. There are five major areas of smart card application that banks and other financial services institutions are interested in: as payment vehicles, as access keys, as information managers, as marketing tools and as customized delivery systems. Some of the new opportunities offered by the smart card technology in the credit business are discussed.

Magnetic Cards, Magnetic and Optical Recording Media Manufacturing, Electronic components, not elsewhere classified, Usage, Product information, Cover Story, Smart cards

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What type of "food" do ICA members really want? Or, the rebirth of a local

Article Abstract:

The Iowa Credit Assn. has managed to raise its membership by 190% since 1993. The International Credit Assn. (ICA) local recognized the urgency of embarking on an aggressive membership drive when the number of its members fell from over 250 in the mid-1980s to less than 30 in 1990. Initial efforts to boost membership were not successful because the officials of the ICA local focused on inconsequential matters, such as where meetings should be held and what food should be served. In 1992, the association began to turn its attention to relevant issues and to develop quality education programs intended to give its members 'food for thought.' This strategy worked, raising the Iowa association's membership by 63% in 1992-93 and earning it the ICA's Membership Award for the biggest membership growth.

Case studies, Membership, Associations, Iowa, Membership campaigns

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