Making a college education affordable

Article Abstract:

The costs of a college education have risen above the rate of inflation, and parents must adopt a sound financial planning approach to ensure that their children will be able to attend the college of their choice. Financial planning should be predicated on establishing a goal, such as financing 75% of the child's education, then selecting from a variety of investment strategies to meet that goal based on planning and funding assumptions. Investment vehicles include Series EE savings bonds, certificates of deposit, taxable zero coupon bonds, and zero coupon municipal or 'baccalaureate' bonds. In addition, parents can invest in a bond fund or stock, either individually or through mutual funds, or use prepayment and savings plans. When creating an investment strategy, parents must be cognizant of the ramifications of the Technical Corrections and Miscellaneous Revenue Act of 1988 that gives relief to parents accumulating investments for educational funds, and of the ramifications of the Uniform Gifts to Minors Act and the Uniform Transfers to Minors Act on the transferal of investment property to minors.

Methods, Planning, Finance, Financial planning, Education, College costs, Higher education costs

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Making Minutes for Exercise

Article Abstract:

Time management is a popular notion in the business world these days, but it can also be used by a person to determine how they are spending their time, and how they could free up time to include exercise in their lives. By drawing a simple pre diagram, you can see how you are currently utilizing your time, and you can also see where time is being wasted which could be used for exercising. Then, once the time has been found, the type of exercise which you would like to do can be considered. There are five components of fitness - cardiovascular endurance, muscle strength, muscle endurance, flexibility and body composition. Of these five, cardiovascular endurance should be the primary goal. Some ways to achieve this include an exercise bike, a treadmill, a rowing machine or jump rope. Whatever is chosen should be done for at last twenty minutes, three times a week.

Standards, Comparative analysis, Employee benefits, Hygiene

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Exercise regularly for heightened performance

Article Abstract:

Regular physical exercise improves the sense of well-being in business owners which in turn improves the overall performance of a business. The physical and mental health benefits from exercising are also listed and discussed.

United States, Psychological aspects, Evaluation, Physiological aspects, Exercise, Businesspeople, Entrepreneurship, Entrepreneurs

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