Agency relationships in the Farm Credit System: the role of the farm credit banks
Article Abstract:
The agency concepts from modern business and finance theory are used to assess how the significant restructuring of the Farm Credit System has modified the role of farm credit banks in controlling the system's agency costs. The emergence of new risk control mechanisms, more stringent regulations, bigger scope and size of the lending associations and new capitalization arrangements have apparently altered the intermediation and service banks.
Publication Name: Agribusiness
Subject: Business
ISSN: 0742-4477
Year: 1993
User Contributions:
Comment about this article or add new information about this topic:
Consistency of credit evaluations at agricultural banks
Article Abstract:
The various models used by lenders in assessing the creditworthiness of agricultural borrowers are analyzed. The characteristics and performance of 87 credit scoring models are measured for consistency using using true product-moment and rank correlation techniques. The high disparity in the use, implementation and the design of lender credit scoring models indicate informational problems in this aspect of rural credit markets.
Publication Name: Agribusiness
Subject: Business
ISSN: 0742-4477
Year: 1992
User Contributions:
Comment about this article or add new information about this topic:
The competitive environment for agricultural bankers in the US
Article Abstract:
A survey of agricultural banks in the US revealed that long-term service from the same loan officer is the most important service a bank can offer to a customer. The availability of pre-set lines and fixed rate real estate loans which permit repayment sans penalty are the two next important services offered by banks to increase competitiveness in agricultural lending in the future.
Publication Name: Agribusiness
Subject: Business
ISSN: 0742-4477
Year: 1997
User Contributions:
Comment about this article or add new information about this topic:
- Abstracts: Realised profits and the cash test. Risk and the role of the APC. Cash flow statements: the transatlantic effect
- Abstracts: Transforming the frameworks of accountability: the case of water privatization. The appearance and disappearance of accounting: wage determination in the U.K. coal industry
- Abstracts: Strategic redirection in large management buyouts: the evidence from post-buyout restructuring activity. Strategy and the research process: a comment
- Abstracts: Type IV error in marketing research: the investigation of ANOVA interactions
- Abstracts: Graphic action. In search of the green machine. Electronic youth