Availability and cost of credit for small businesses: customer relationships and credit cooperatives
Article Abstract:
Significant differences have been found on the effects of bank-firm relationships on the availability of credit for a sample of Italian companies. Findings suggest that lending rates tend to increase for all banks except for members of local cooperative banks (CCB) and that CCB members enjoy easier access to credit compared to non members. Findings also support bank capture theories and that main differences in lending stem from banks' ownership structures.
Publication Name: Journal of Banking & Finance
Subject: Business
ISSN: 0378-4266
Year: 1998
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Measuring the value of strategic alliances in the wake of a financial implosion: evidence from Japan's financial services sector
Article Abstract:
The effect of strategic alliances on the value of partnering firms is analyzed based on data from Japanese financial services industry of late 1990s.
Publication Name: Journal of Banking & Finance
Subject: Business
ISSN: 0378-4266
Year: 2005
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