Wait Not, Want Not

Article Abstract:

By planning well in advance and taking advantage of a child's lower rate of taxation, a parent can start accumulating money for a child's college education as soon as that child is born, and take some of the pain out of paying later. Such measures as the Uniform Gifts to Minors, or investment in secure, conservative holdings (such as zero-coupon corporate bonds) are ideal for parents looking for a way to provide future college income for their children. Clifford Trusts, or Crown Loans are other methods utilized to transfer earnings to a child to be taxed at preferential or zero rates. Although too much planning ahead may cost a child some financial aid, pre-planning for an expensive college education utilizing a child's tax advantage should be considered a must for anyone with a tax liability.

Finance, Education

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So You Want to Be a Landlord

Article Abstract:

While becoming a landlord can be an occupation that includes a lot of annoyances, but it can also be a financially rewarding venture. In the real estate market of 1984, most recently purchased buildings will not be able to command rents which will make them profitable, although older purchases might now be paying off. Choosing a tenant is the most important part of the rental process, and advice on how to screen applicants, and handle many of the crises that are sure to arrive, are given. Also included is a hypothetical situation, in which a two-family house is bought, rented, and sold over a ten year period to give an idea of what types of operating expenses and profits can be made.

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The Addresses You'll Most Want to Keep

Article Abstract:

Although information is all around us, locating the name and address of the correct person to complain to about a car which turns out to be a lemon, or whom to contact about a problem with a stockbroker is not always easy. Therefore, 'MONEY' magazine has compiled a list of addresses and phone numbers across the country from which help can be found for a variety of problems. The types of situations for which information is provided includes autos, banking, credit unions, education, entrepreneurs, financial planning, insurance, legal services, real estate, taxes, and treasury securities. This list can be used as a starting point for compiling a personal list of information resources.

Directory, Information management

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