Consumer rationality and credit card pricing: an explanation based on the option value of credit lines

Article Abstract:

The study shows how the option of open credit lines by cardissuers is the possible reason for high card rates and profits. The model is consistent with the prevalence of teaser rates low profits in recent years.

Financial management, Management dynamics, Personal credit institutions, Management, Finance, Credit and debit card industry, Credit card industry, Company business management, Company financing

---

Pricing training and development programs using stochastic CVP analysis

Article Abstract:

A study using a stochastic cost-volume profit (CVP) model for determining the enrollment fees for training and development programs is presented.

Usage, Management development programs, Break-even analysis

---

Effects of stock mispricing and regulatory capital constraints on bank lending

Article Abstract:

The impact of asymmetric stock price information on bank lending, between 1989 and 1993, is examined.

Goods & services distribution, Channels of Distribution, Stocks, Distribution, Stock prices, 20th century AD, Company distribution practices, Bank loans

Similar abstracts:

• Abstracts: Informative externalities and pricing in regulated multiproduct industries. Informative advertising competition
• Abstracts: An information based explanation of the domestic bias in international equity investment. Bibliography of Gary Becker's publications, 1952-1992
• Abstracts: The present value model of rational commodity pricing. A markup interpretation of optimal investment rules. Rethinking deviations from uncovered interest parity: the role of covariance risk and noise
• Abstracts: Lump-sum payments and profit-sharing plans in the union sector of the United States economy. Are rising earnings profiles a forced-saving mechanism?
• Abstracts: A multiperiod binomial model for pricing options in a vague world. Uncertain potential output: implications for monetary policy

This website is not affiliated with document authors or copyright owners. This page is provided for informational purposes only. Unintentional errors are possible.