Getting a grip

Article Abstract:

The ability to gain knowledge regarding capital helps in understanding the financial condition of a corporation. Capital characterizes the owners' stake in a business organization when expressed as net worth. In a banking institution, it represents the difference between the value of its assets, composed of outstanding loans, and the value of its liabilities, composed of bank deposits. Understanding capital results to a corresponding comprehension regarding the significance of the safety-and-soundness regulation of financial intermediaries like banks and thrifts.

Savings & Loan Assns, Savings Institutions, Analysis, Management, Capital assets, Savings and loan associations, Capital

---

Community banks to reduce derivatives investments

Article Abstract:

Community banks plan to cut down on derivative investments in 1996. The banks invest on mortgage securities, structured notes and collateralized mortgage obligations (CMOs). Their derivative instruments are issued by the Federal Home Loan Bank, Freddie Mac, and Fannie Mae. There are also differences in views in the banking industry on investments in CMOs and structured notes. The decrease in expectations for derivatives may be pointed to government regulations on security holdings and the derivative lawsuits.

Investment Banking and Securities Dealing, Investment Banking, Security brokers and dealers, Economic aspects, Investment banks, Investments, Derivatives (Financial instruments), Bank investments

---

Wanted: bank regulators who act more like the market

Article Abstract:

Formation of capital regulations entails consideration of the evolution that occurs in the banking and financial sectors. Capital regulations to be established has to be more risk-focused as the risk-taking activities of banking and financial institutions become more complex. Such type of regulations also addressed the widening scope of regulatory capital arbitrage.

Regulation, Licensing, and Inspection of Miscellaneous Commercial Sectors, Financial Regulation NEC, Laws, regulations and rules, Financial services, Capital market, Capital markets, Commercial law

Similar abstracts:

• Abstracts: Inflation, reserve requirements, and real interest rates with direct and indirect loan markets. The long-run variance of output and inflation under alternative monetary policy rules
• Abstracts: Looking for evidence of speculative stockholding in commodity markets. A systematic framework for analyzing the dynamic effects of permanent and transitory shocks
• Abstracts: Testing for a U-shaped curve: a response. Time to ditch the NAIRU. An introduction to the wage curve
• Abstracts: The profitability of US intervention in the foreign exchange markets. The impact of US economic variables on Bank of Canada policy: direct and indirect responses
• Abstracts: A communication-proof equilibrium concept. Strategic interaction between futures and spot markets. A model of agreements in strategic form games

This website is not affiliated with document authors or copyright owners. This page is provided for informational purposes only. Unintentional errors are possible.