Who gains and who loses with community rating for small business?

Article Abstract:

Health insurance reforms are usually aimed at lowering, or placing a ceiling, on health care costs and making medical insurance costs affordable to high-risk groups. Certain states, such as New York and Vermont, have implemented a community rating system that will equalize health insurance costs for all groups. However, analysts believe that this may adversely affect low-risk groups as they will have to pay the same premiums as the high-risk groups, which is usually higher.

Health Care, Health Care and Social Assistance, HEALTH SERVICES, Analysis, Medical care, Health care reform, Health insurance industry

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Lifetime costs and compensation for injuries

Article Abstract:

A model relating lifetime costs and compensation programs for personal and work-related injuries is discussed. Additional information on the simulation methods used to analyze how the compensation systems work is also offered.

United States, Direct Property and Casualty Insurance Carriers, Fire, marine, and casualty insurance, Workmen's Compensation Insurance, Care and treatment, Models, Injuries, Finance, Work-related injuries, Work related injuries, Medical care, Cost of, Health care costs, Personal injuries, Americans, Workers' compensation

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Is the individual market more than a bridge market? An analysis of disenrollment decisions

Article Abstract:

A study on individual insurance market in California is presented. The study also identifies factors like economic aspects which lead to disenrollment decisions from such form of insurance.

Market information - general, Forecasts, trends, outlooks, Marketing procedures, Accident & Health Insurance, Insurance Carriers, California, Forecasts and trends, Insurance industry, Supply and demand, Market trend/market analysis, Customer relations, Industry forecasts

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