Definitions: What is an ERISA plan, and who is an employee plan/participant?

Article Abstract:

A case which hinged on whether Massachusetts Mutual Life Insurance's 1992 voluntary termination plan was an ERISA plan is detailed. The court ruled that a one-off bonus offered for only two months was not an ERISA plan, and that the resulting claims were covered by state law rather than ERISA.

Massachusetts Mutual Life Insurance Co.

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Informal, unwritten plans - plan amendments - severance benefits

Article Abstract:

The case of Sandstrom v Cultor Food Science is discussed, with its ruling that a bilateral severance agreement with one employee does not constitute an informal, unwritten plan which must be applied to another employee.

Food additives industry, Cultor Food Science Inc.

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Failure to exhaust administrative remedies

Article Abstract:

The law on whether an individual should try all ERISA plan administrative remedies before bringing a court action is discussed. The case of Ravencraft v. UNUM LIfe Insurance Company of America is detailed.

Exhaustion of administrative remedies, UNUM Life Insurance Company of America

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