Fees vs commission: which choice pays?

Article Abstract:

It can be difficult to decide whether it is better to pay a one-off fee to a financial adviser or to opt for a commission basis, with the adviser receiving payment for recommending particular products, which will include the cost of this payment. For those who are cautious about financial advisers, it is best to pay a fee. However, this is not necessarily always the cheapest option, and it is worth discussing individual terms with the adviser. It may be advisable to pay more to an adviser who has integrity and knowledge of the specific area in which you are interested.

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Easing the pain of redundancy

Article Abstract:

Those who are being made redundant should seek to negotiate as beneficial a severance package as possible with their employer. They should take into account the financial implications of fringe benefits such as health insurance and a company car. It is worth consulting insurers to establish what these benefits would cost if they had to be purchased directly. It is important to check that the agreement under which you leave guarantees that the first 30,000 pounds sterling received will be tax-free.

Management, Severance pay

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When it pays to speak to an IFA

Article Abstract:

Issues relating to the commission earned by independent financial advisers (IFAs) are discussed. The fact that IFAs give more unbiased advice than people working in direct sales is emphasized.

Services information, Personnel administration

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