The pros and cons

Article Abstract:

Investing in a personal equity plan (PEP) is most suitable for those seeking capital growth or income, or a balance of the two, and aiming to obtain a higher yield than if the money were placed in a building society deposit account. The PEP would need to make considerable profit before the benefits of its tax-free environment are felt, as capital gains tax is payable on the first 6,800 pounds sterling of realized gains in the current tax year. The risks with PEPs are basically the same as with any equity-linked investment.

Personal Investing, Evaluation, Personal finance, Investments

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Are you a bad risk?

Article Abstract:

Experian and Equifax, the UK's main credit reference agencies, hold the details of 44 million people in the UK. It is inevitable that some of the details are incorrect, and this is the main reason for an individual being refused credit. Everybody has the statutory right to see the information kept on their file to ensure that it is correct. There are various procedures for correcting incorrect information. However, correcting errors and omissions does not necessarily mean that you will obtain credit.

Comment:

Offer info on 44 million people in the UK

General services, On-Line Information Services, Database Vendors, Consumer Credit, Management, Database industry, Information services, Credit ratings, Experian Information Solutions Inc., Equifax Europe Ltd.

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The name is bond

Article Abstract:

Those seeking a low-risk investment strategy may wish to consider bonds, which are loans of capital by the investor to a private company or an official organization. There will be a fixed life for most bonds, especially government bonds, known as gilts. There are a number of different sorts of bonds, including high yield corporate bonds, known as junk bonds, floating rate notes, Treasury Bills and certificates of deposits, which are issued by both banks and businesses.

Government Bonds, Private Bonds & Notes, Analysis, Bonds, Bonds (Securities)

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