Bank industry
Article Abstract:
Bank margins and earnings are stable due to low interest rates and this is expected to continue through 1996. Premium rates for insured deposits are being lowered by the FDIC for commercial banks, but this may be offset by a proposed insurance fund assessment for thrifts. Lessened restrictions and other factors are leading to further consolidation. Bank stocks with good earning and revenue streams are the best investments. Company reports on major banks and bank holding companies are included.
Publication Name: The Value Line Investment Survey (Part 3 - Ratings & Reports)
Subject: Business, general
ISSN: 0042-2401
Year: 1995
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Bank industry
Article Abstract:
There have been few loan charge-offs and problem assets for banks in 1995, although commercial loan recovery may decline in 1996. Rising delinquency ratios and higher consumer debt in the 3rd qtr 1995 may have an effect on credit card lending. There will be higher earnings for most banks in 1996, especially those with trust and loan syndication services. Investors must select stocks with good revenues and price appreciation potential.
Publication Name: The Value Line Investment Survey (Part 3 - Ratings & Reports)
Subject: Business, general
ISSN: 0042-2401
Year: 1995
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Comment about this article or add new information about this topic:
Bank industry
Article Abstract:
Consolidation in the banking industry continued in the 4th qtr of 1995, but combining the merged institutions may be difficult. Stock repurchases and expense reduction, rather than revenue, will give banks good earnings growth during 1996. Bank service and loan demand may weaken with slowed US economic activity, however. Investors must choose stocks with unique market positions and good revenue potential for commitment in 1996.
Publication Name: The Value Line Investment Survey (Part 3 - Ratings & Reports)
Subject: Business, general
ISSN: 0042-2401
Year: 1996
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Comment about this article or add new information about this topic: