Switching to self-insurance; small firms may cut costs by paying employees' health claims directly, but they should carefully weigh the risks of going it alone

Article Abstract:

Restaurant owner Arni Cohen has saved tens of thousands of dollars during the 18 years he has paid his employees health-care claims out of the company's funds. Such self-insuring or self-funding tactics are growing in popularity as health insurance rates increase.

Eating places, Limited-Service Restaurants, Fast Food Pizza Restaurants, Management, Case studies, Cover Story, Fast food restaurants, Health insurance, Pizza restaurants, Chain restaurants, Restaurant chains, Self-insurance, Self insurance, Arnie's Restaurant

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The right coverage for company cars

Article Abstract:

Insurance experts recommend that small business owners closely consider the driving records of their employees who will drive on the job. They are also advised to make certain that each of the company's vehicles is insured.

Purchasing, Motor vehicle fleets, Fleets (Automotive), Automobile insurance

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Insuring your earning power

Article Abstract:

Long-term disability coverage can replace a portion of wages lost to disability that lasts for 3 months or longer. Two types of long-term disability coverage - group and individual - are discussed

Direct Health and Medical Insurance Carriers, Surety insurance, Income Loss Insurance, Analysis, Disability insurance

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