Banks, financial markets, and social welfare

Article Abstract:

A model comparing the financial systems where banks can access financial markets with those where banks cannot access financial markets is presented. The model arrives at equilibrium between the two financial systems. The model also examines the social welfare from the two types of financial systems. For the purpose of this study, the financial markets in Germany and U.S. are compared.

Commercial Banks, Germany, Management dynamics, Public affairs, Social aspects, Financial markets, Social service, Company business management, Social welfare

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"Clicks and bricks": e-Risk Management for banks in the age of the Internet

Article Abstract:

Aside from recent regulatory and legislative developments evolving in the new field of electronic banking, vigilance, self-regulation, and good risk management practices by banks are advocated in this paper.

On-Line Information Services, Videotex & Teletext, Telegraph & other communications, Laws, regulations and rules, Internet, Online services, Internet services, Risk management

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The effect of heterogeneous risk on the early adoption of Internet banking technologies

Article Abstract:

The safety issues involved in using Internet to access bank accounts by consumers is examined.

Europe, General services, Consumer Behavior, Bank Computer Services, Safety and security measures, Electronic funds transfer systems, Online banking, Consumer behaviour

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