Challenges for long-term care insurance in a rapidly changing world

Article Abstract:

The author discusses real or perceived problems with long-term care insurance and suggests changes the industry could make to increase its use in the future. People are reticent concerning long-term care insurance for reasons which include coverage issues and cost. The industry should change policies to address these issues.

Analysis, Long-term care insurance, Long term care insurance

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The potential effects of IMSA on the industry's ethical environment

Article Abstract:

This article includes survey results and the authors' commentary upon them, of life insurance industry professionals concerning ethical issues in the industry and their view of the potential influence of the Insurance Marketplace Standards Assn. Ethical Market Conduct Program.

Statistical Data Included, Life insurance industry, Surveys, Ethical aspects, Financial planners, Insurance agents, Professional ethics

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No load insurance and trustee duties under the prudent investor rule

Article Abstract:

Fiduciary duty issues concerning trust-owned life insurance policies are examined with a focus on the Uniform Prudent Investor Rule. The author suggests that trust law is in need of modernization to provide adequate guidance to trustees.

States, Laws, regulations and rules, Life insurance, Powers and duties, Trusts and trustees, Trustees, Trusts (Law), Fiduciary duties

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