Coping With the New Maze of Medical Costs

Article Abstract:

With the price of health care outstripping other increases in our lives, many parties - insurance companies, individuals, and corporations - who often pay for this expensive employee benefit are looking for alternatives to traditional health care costs. Outpatient surgery is one way to cut the bill, as is joining a Health Maintenance Organizations (HMOs) to which over thirteen million people now belong. Independent treatment centers, which are springing up across the nation, are often lower cost alternative than emergency rooms, and are gaining in popularity, as is home health care. And many companies are trying alternatives to health care plans, ranging from paying employees who stay healthy to encouraging employees to shop around for health care. While companies do not want their employees to go broke paying doctor bills, they do not want to go broke either.

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Coping with termination trauma

Article Abstract:

Self-affirming, realistic strategies should be used by involuntarily terminated employees to cope with the emotional challenges they face. Employer acceptance of a resignation letter is preferable to termination. An employment reference should be obtained if possible. Terminated employees should obtain all monies or benefits owed to them prior to leaving. The terminated employee should also seek emotional support from friends and family members, while being truthful about what has happened. The search for new employment includes resume preparation, development of a marketing plan, follow-up on job leads, maintenance of accurate job-search records, acquisition of a telephone answering machine or service, and performance of the job search as a full-time endeavor.

Psychological aspects, Care and treatment, Stress (Psychology), Employee dismissals, Employment terminations, Employment at will, Unemployed workers

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The capital investments maze

Article Abstract:

Banks have always found difficulty measuring and monitoring their capital investments spending. Given the increasing level of investments in information technology, which makes up the largest portion of capital investments projects, banks would do well to find a way to effectively manage their capital investment. Based on a survey of capital investment decisionmaking at nine large banks, several principles were found to be necessary. These include communication of strategic direction that would guide decisions on investments, early evaluation of investment ideas, establishment of approval limits based on bank strategy and management philosophy, development of systematic project management techniques, and enhancement of investment monitoring.

Management, Capital investments, Bank investments

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