Implications of superhero metaphors for the issue of banking powers
Article Abstract:
Financial services providers have been able to circumvent functional and geographical constraints by initiating aggressive cross-industry and interstate mergers and taking advantage of technological advances, particularly in the areas of information and contracting. These strategies are allowing nonbank firms such as federally chartered thrift institutions to assume extraordinary bank powers, a fact which exerts tremendous pressure on both banking regulators and the banking industry. Banking institutions are therefore advised to lobby lawmakers to plug the loopholes that benefit their nonbank competitors.
Publication Name: Journal of Banking & Finance
Subject: Business
ISSN: 0378-4266
Year: 1999
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Financial innovation and the management and regulation of financial institutions
Article Abstract:
A functional overview on the workings of change in financial institutions and its effects on the future are discussed. Such changes include the design of new security arrangements and advances made in the realm of telecommunications and computers. In view of such wide-ranging change, the role of risk management as practiced either through hedging or equity capital and risk accounting has increased in importance.
Publication Name: Journal of Banking & Finance
Subject: Business
ISSN: 0378-4266
Year: 1995
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Three paradigms for the role of capitalization requirements in insured financial institutions
Article Abstract:
The conventional models of deposit insurance risk that regard risk as external are discredited in favor of a model that considers risk as endogenous, stresses the importance of incentive conflict and emphasizes the need for loss-control activity optimization. The suggested model also regards governmental monitoring and supervision of finance transactions as capable of privatization without loss of efficiency.
Publication Name: Journal of Banking & Finance
Subject: Business
ISSN: 0378-4266
Year: 1995
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