Picking and mixing
Article Abstract:
UK investors who wish for greater security through diversifying their inestments in shares can opt for a type of unit trust called a fund of funds. This invests in other funds, thus minimising problems that could arise if one fund performs poorly. Some funds of funds are independent and others are tied to funds run by a particular company. Independent funds may have higher charges but can select the best funds rather than having to choose from one company's funds. Funds of funds tend not to be among the top performers, but they are low-risk, and tend not to perform very badly either.
Publication Name: Investors Chronicle
Subject: Business
ISSN: 0261-3115
Year: 1997
User Contributions:
Comment about this article or add new information about this topic:
Corporate bond Peps: so far, so good
Article Abstract:
UK corporate bond personal equity plans (Peps) were introduced in 1995 and are geared to investors needing income at low risk and hoping for better rates than provided by building societies. Investing in the stock market can bring better returns but risk levels are higher. These Peps account for some 20% of total Peps and they have been successful in attracting investors. They have performed well in an environment of low interest rates, but this could change as rates rise, when fixed-interest products may not be the best investment.
Publication Name: Investors Chronicle
Subject: Business
ISSN: 0261-3115
Year: 1996
User Contributions:
Comment about this article or add new information about this topic:
The comfort of optional extras
Article Abstract:
Most UK workers are not saving enough for a comfortable retirement, according to Allied Dunbar. Workers who take breaks, retire early or start saving for a pension late are especially vulnerable. There are tax benefits for additional payments into pension schemes within limits imposed by the tax authorities. Additional voluntary contributions (AVCs) have to cease with job changes while free standing contributions can be carried on after a job change.
Publication Name: Investors Chronicle
Subject: Business
ISSN: 0261-3115
Year: 1997
User Contributions:
Comment about this article or add new information about this topic:
- Abstracts: Pension mis-selling: advisers fined. The cost of ageing. Nanny can't make ends meet
- Abstracts: Changing lanes. The battle of the buses. Metrolink hits back at the carpers
- Abstracts: Housebuilders. Building in the cost of provisions. Homeless rising
- Abstracts: Little interest, bad timing. X-rated flotation powers VCTs. Everyone loves 3i
- Abstracts: Criteria motive. The pull of the pool. Ethical and green investing