The Crane Experience

Article Abstract:

Crane Carton Company sought an alternative health insurance program that would help contain its rising health care costs. Analysis of claims revealed areas in which cost containment measures could be taken, and the new plan proved highly effective. Among the measures which effectively reduced costs are the following: a coordination of benefits with workers' spouses, paying a higher benefit rate for pre-admission tests done in an outpatient setting, encouraging employees to bring tests when entering the hospital, obtaining second opinions, using emergency care clinics, providing a 24 hour hotline for medical problems, and training employees in the correct use of insurance benefits. New hiring policies, health promotion strategies, and ongoing audits also keep health costs down.

Health aspects, Case studies, Health insurance, Crane Carton Co.

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The relationship between the experience of financial analysts and their revisions of EPS forecasts

Article Abstract:

Financial analysts with at least 20 years or more experience make more revisions to earnings-per-share (EPS) estimates than those with less experience. In revising an earnings forecast, experienced analysts consider other analysts' revisions, the stock market, government and federal fiscal policy and changes in the Generally Accepted Accounting Principles more so than those with less experience.

Forecasts and trends, Practice, Financial analysts, Earnings per share

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Kerosene heaters experience resurrection

Article Abstract:

With kerosene heaters sales growing, concern is also rising in safety measures. Retailers are not too concerned about Consumer Reports recent article on the hazards of kerosene heaters. What is needed is extensive consumer education on their use at the retail level. The NKHA is trying to pass legislation on mandatory safety standards for these heaters.

Heating equipment, except electric, Usage, Cases, Marketing, Political activity, Consumers, Space heaters, Kerosene, National Kerosene Heater Association, Consumers Union (Washington, D.C.), Kero-Sun Inc.

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