The dollars and sense of bank consolidation
Article Abstract:
Evidence shows that consolidation improves the financial performance of bank holding companies. This is particularly true for banks engaged in interstate branching, since this strategy increases the degree of macroeconomic diversification. Interstate expansion allows bank holding companies to improve their market value efficiency and production efficiency while reducing their insolvency risk. Furthermore, interstate consolidation strategies not only enhances the competitiveness of bank holding companies but also provide benefits to the community.
Publication Name: Journal of Banking & Finance
Subject: Business
ISSN: 0378-4266
Year: 1999
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The role of managerial incentives in bank acquisitions
Article Abstract:
Empirical evidence indicates that banking institutions with higher levels of management ownership have less chances of being acquired, notably in deals in which target executives leave their jobs following the acquisition. The high rates of management turnover in the banking industry following acquisitions are consistent with the hypothesis that management teams try to foil attempts to be acquired. There is also little evidence to prove that incentive, performance or governance factors influence the probability of acquisitions involving banks.
Publication Name: Journal of Banking & Finance
Subject: Business
ISSN: 0378-4266
Year: 1999
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Anticipating bailouts: the incentive-conflict model and the collapse of the Ohio deposit guarantee fund
Article Abstract:
The impact of the collapse of the Ohio Deposit Guarantee Fund on insured financial institutions is considered. The two classes of financial institutions considered include those insured by the Federal Deposit Insurance Corp. and those insured by the Federal Savings and Loan Insurance Corp.
Publication Name: Journal of Banking & Finance
Subject: Business
ISSN: 0378-4266
Year: 1995
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