What should regulators do about consolidation and electronic money?

Article Abstract:

Banking regulators need to consider a host of issues in formulating policies for electronic transactions in a post-merger regime. Since regulations which apply to shared systems in the credit card aspect of banking are unclear and uneven, regulators are advised to make redefinitions of banks and the establishment of different ratings of electronic money, including safety and backup. It is also imperative for regulators to protect the competitiveness of banks vis-a-vis high-technology money servers from the non-bank sectors on a level playing field.

Commercial Banking, Electronic computers, Electronic Computer Manufacturing, Functions related to deposit banking, Electronic Banking Svcs, Electronic Funds Transfer Systems, Electronic banking

---

Bank mergers: what should policymakers do?

Article Abstract:

The Federal Reserve System's approval of the merger between NationsBank and Barnett Banks raises a host of significant policy implications regarding local banking and financial services. The Board of Governors took into consideration the cluster of financial services as the standard product line for analyzing a market as well as local geographic markets as the basis for defining a market for banking services. While the Board approved the NationsBank-Barnett merger, it also expressed concerns regarding the competitive effects of bank mergers.

Acquisitions & Mergers Analysis, United States. Federal Reserve Board, Financial analysis, BankAmerica Corp., BBI, Barnett Banks Inc., NB

---

Similar abstracts:

• Abstracts: Cost reductions in electronic payments: the roles of consolidation, economies of scale, and technical change. Bank capital shocks: dynamic effects on securities, loans, and capital
• Abstracts: State passage of interstate banking legislation: an analysis of firm, legislative, and economic characteristics
• Abstracts: Comment on Peek, Rosengren, and Kasirye. Implementing FDICIA's mandatory closure rule
• Abstracts: Comment on Milbourn, Boot, and Thakor. Risk-based capital requirements and bank portfolio risk

This website is not affiliated with document authors or copyright owners. This page is provided for informational purposes only. Unintentional errors are possible.