Consistency conditions for regulatory analysis of financial institutions: a comparison of frontier efficiency methods

Article Abstract:

Six consistency conditions are proposed for the effective regulatory analysis of financial institutions. Consistency in efficiency levels, rankings and identification of best and worst companies are proposed to identify the level in which the different strategies are consistent with each other. The parametric methods show consistency with each other, which can also be said in the case of nonparametric methods. However, mutual consistency is not shown by parametric and nonparametric methods. The choice between parametric and nonparametric method is found to generally affect regulatory policy considerations.

Banking Institutions, Depository Credit Intermediation, Economics, Research and Development in the Social Sciences and Humanities, DEPOSITORY INSTITUTIONS, Models, Management, Financial services industry, Financial services, Banks (Finance), Industry regulations, Government regulation of business, Trade regulation, Efficient market theory

---

New evidence of scope economies among lending, deposit-taking, loan commitments and mutual fund activities

Article Abstract:

A study on the effect of financial innovations and technology on the costs and profits of banking sector is presented. The effects of scope economies and complementary pairing in banking transactions like lending, deposit-taking, mutual fund activities etc., are analyzed.

Commercial Banking, Retail Banking Services, Sales & consumption, Services information, Methods, Innovations, Economic aspects, Retail banking, Services, Technology application, Industry sales and revenue

---

Predicted and actual costs from individual bank mergers

Article Abstract:

Scale related cost effects are predicted from 22 mergers among Spanish saving banks over 1986-2000. Unit cost was reduced by about 0.5 percent raising asset returns by 4 percent and resource utilization was improved.

Acquisitions & mergers, Mergers, acquisitions and divestments, Company acquisition/merger, Cost benefit analysis

Similar abstracts:

• Abstracts: Credit constraints and international financial crises. Credit market frictions and the allocations of resources over the business cycle
• Abstracts: RussiaEs new policy of cooperation with international financial institutions. The political economy of Russia's accession to the World Trade Organization
• Abstracts: Understanding the inventory cycle. Idiosyncratic production risk, growth and the business cycle
• Abstracts: Market architectures and institutional testbedding: an experiment with space station pricing policies
• Abstracts: Agenda restrictions in multi-issue bargaining. Settlement escrows: an experimental study of a bilateral bargaining game

This website is not affiliated with document authors or copyright owners. This page is provided for informational purposes only. Unintentional errors are possible.