Moral hazard and sickness insurance

Article Abstract:

The adverse effects of Sweden's national sickness insurance on the absence from work are discussed. Such an insurance prompts increase in frequency of absence. The new insurance policy is compared with the old policy wherein the employees would lose earnings due to temporary illness.

Financial management, Sweden, Public affairs, Ethics, Absenteeism, Unauthorized Leave, Analysis, Ethical aspects, Worker absenteeism, Absenteeism (Labor), Insurance, Workers, Absenteeism (Labour)

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Remedies for an ailing system

Article Abstract:

Five health care reform bills are currently in the California legislature. While medical care in California has reached a crisis level, it is unlikely that any of the bills will pass during the current budget deficit and economic crisis.

California, Economic aspects, Health care industry, Health care reform

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Adverse selection in health insurance markets? Evidence from state small-group health insurance reforms

Article Abstract:

A study forecasting adverse outcome of the reforms in the health insurance markets of United States is presented.

United States, Self-insurance, Self insurance

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