Privatizing government pensions: The United States and the Netherlands
Article Abstract:
The Thrift Savings Plan for those working for the federal government in the US and the Account Balance Pension for those working for the Netherlands are two of the biggest pension funds in the world. The plans supply evidence regarding the successful government management of funded pensions, among other things.
Publication Name: Benefits Quarterly
Subject: Human resources and labor relations
ISSN: 8756-1263
Year: 2001
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Are Cash Balance Plans Defined Benefit or Defined Contribution Plans?
Article Abstract:
Cash balance plans are mutated pension plans that are treated by U.S. pension law as defined benefit plans, despite their defined contribution plan features. After perusing the feature s of cash balance plans from employer and worker vantage points, the author shows how treating cash balance plans solely as defined benefit plans leads to problems.
Publication Name: Benefits Quarterly
Subject: Human resources and labor relations
ISSN: 8756-1263
Year: 2003
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Errors workers make in managing 401(k) investments
Article Abstract:
The reasons why individuals make errors in managing their pensions in 401(k) plans, the types of errors they make and how errors differ across types of participants and possible policy suggested by understanding participant errors are analyzed. With different contribution plans prevailing, investors should make better investment decisions during the accumulation phase before their retirement.
Publication Name: Benefits Quarterly
Subject: Human resources and labor relations
ISSN: 8756-1263
Year: 2003
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- Abstracts: Adopting hybrid pension plans: financial and communication issues. Measuring the value of your 401(k) plan
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