Fraudsters switch to debit cards for cleaning out your accounts

Article Abstract:

Fraudsters are increasingly targeting debit cards, which are much less secure than credit cards. Using debit cards is very popular, but experts warn that they are hardly any more secure than cash.

Credit Card Issuing, Consumer Bank Credit Card Svcs, Crimes against, Bank credit cards, Debit cards

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Time to bank on the post office

Article Abstract:

The UK's Universal Bank initiative has emerged from two years of negotiations between banks, the post office and the government. It is hoped that this scheme will give access to banking services to the 3.5 million people who do not currently have a bank account.

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How to manage your bank manager

Article Abstract:

UK banks generally pay much more attention to customer service than they did in the past. However, there are a number of ways in which accountholders may wish to smooth relations with their bank. It is important to avoid going overdrawn on an account without first arranging an overdraft. It is also worth offering a reasoned argument for requiring an overdraft and stating exactly how much money will be required. It is advisable to be as honest as possible about why an overdraft is required and how it will be repaid.

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