Assuring business
Article Abstract:
Standard commercial property or liability insurance are not available for environmental risks despite efforts by Canada and some governments to standardize risk exposure measurement and delimit the coverage of such policies. Businesses with high environmental risk levels can rely on specialized coverage such as environmental impairment insurance, but these cover only claims made during the policy period. Chartered accountants and insurers have an important role in helping businesses manage enviromental risks and respond to real environmental accidents.
Publication Name: CA Magazine
Subject: Business
ISSN: 0317-6878
Year: 1995
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Matters of life and death: within "exempt" limits, life insurance still offers a cost-effective means for meeting future obligations
Article Abstract:
Canadian taxpayers can still rely on life insurance if they want to enjoy a tax-sheltered accumulation and tax-free maturity of the investment type they selected as long as the policy falls within the exempt limits. These policyholders can rely on the exemption test policy (ETP) tacked into the Income Tax Act if they want to ascertain the exempt status of certain policies. The ETP allows endowment at 85 years and death benefit at 85 years equal to the projected death benefit at 85 years of the actual policy.
Publication Name: CA Magazine
Subject: Business
ISSN: 0317-6878
Year: 1995
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Paired for life: by combining an annuity with a life insurance policy, retirees can minimize their tax payments while increasing their returns
Article Abstract:
An 'insured annuity' arrangement involves purchasing life insurance in conjunction with a life annuity. In this way, the original capital is preserved.
Publication Name: CA Magazine
Subject: Business
ISSN: 0317-6878
Year: 1999
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