It pays to shop around
Article Abstract:
Buying a personal pension by phone can be inexpensive but some companies will not offer advice and only take specific instructions to buy a pension. There are also a limited choice of funds from telephone operators, although older established life companies in the telephone selling arena can offer a wider range. An important consideration is risk, as certain investment funds are riskier than others. The majority choose either a with profits or managed pension fund.
Publication Name: Investors Chronicle
Subject: Business
ISSN: 0261-3115
Year: 1999
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Balancing income and capital growth in retirement
Article Abstract:
An annuity does not have to be purchased immediately on reaching retirement age, and they can be deferred using income-drawdown products that allow an income to drawn directly from the pension fund. Drawdown enables investors to remain in control of their capital. Zero-coupon gilts are gilt-edged securities paying no interest, enabling investors to fund several income payments up to 2028. Equities should return more than gilts over the long term.
Publication Name: Investors Chronicle
Subject: Business
ISSN: 0261-3115
Year: 1999
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Taking a sipp from the www.cup
Article Abstract:
Advice is provided on buying British self-invested personal pensions online, and the number of online providers looks set to expand.
Publication Name: Investors Chronicle
Subject: Business
ISSN: 0261-3115
Year: 2000
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