Trait recognition: an alternative approach to early warning systems in commercial banking
Article Abstract:
The usefulness of trait recognition (TR) as an alternative earning warning system (EWS) for detecting failure in the US commercial banking sector is examined. The TR model and logit EWS models are compared in terms of their classification and prediction power. Findings indicate that TR is superior to logit not only with regard to classification and prediction, but to identification strength as well. The results suggest that the TR model may be a useful EWS tool for regulators, bankers investors and other interested in bank condition.
Publication Name: Journal of Business Finance and Accounting
Subject: Business
ISSN: 0306-686X
Year: 1996
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Effects of deposit insurance reform on moral hazard in US banking
Article Abstract:
Risk taking before the reform of the deposit insurance system in the early 1990s reduced the amount of moral hazard associated with a loosely administered deposit insurance system and insurance premiums were flat.
Publication Name: Journal of Business Finance and Accounting
Subject: Business
ISSN: 0306-686X
Year: 2001
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Bank relationship and firm performance: evidence from Thailand before the Asian financial crisis
Article Abstract:
Commercial banks in Thailand play a vital role in the form of lending relationship and equity ownership. A study examining the bank relations and firm's market performance, is presented.
Publication Name: Journal of Business Finance and Accounting
Subject: Business
ISSN: 0306-686X
Year: 2004
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