How to get a better deal from your bank

Article Abstract:

Three case studies that illustrate how Australians can save money on banking are presented. One suggestion is to consolidate mortgage debt with other loans to get a lower interest rate. Closing a rarely used checking account and avoiding over-the-counter withdrawals are ways to cut fees. Retirees can save on taxes and earn higher interest by restructuring bank accounts.

Services, Personal finance, Cover Story, Consumer credit

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Finding a good tradesperson

Article Abstract:

A step-by-step guide to finding a good tradesperson for home repair or renovation jobs is presented. The job should be evaluated before getting quotes and estimates or choosing a contractor. A written contract is essential. Tips on monitoring the job, inspecting the competed work and resolving disputes are included.

Evaluation, Dwellings, Remodeling and renovation, Building trades, Building tradespeople, Home remodeling

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What's wrong with your bank

Article Abstract:

A survey of Australian consumers found that a convenient location was the most important factor in choosing a bank. Customers of credit unions and building societies were more satisfied than customers of banks. The four largest banks had the fewest satisfied customers. Tips on moving a bank account are included.

Surveys, Savings and loan associations, Public opinion, Consumers, Credit unions

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