The efficiency of bank branches

Article Abstract:

The efficiency levels of some 760 branches of a leading US commercial bank were evaluated to understand issues which concern productivity at the bank level such as conceptual measurement and policy. Results are congruous with intermediation and production approaches which imply that bank branches are significantly smaller than efficient scale. Findings on branch x-inefficiencies, which also confirm results in the bank-level, are shown to be at 5% to 10% of total branching costs and about 20% to 25% of branch operating costs.

Management, Bank mergers, Branch banks, Interstate banking

---

On avoiding bank runs

Article Abstract:

A banking environment is used in developing a model to study the factors leading to bank runs and to examine to what extent they become a public concern. A banking environment where bank runs happen due to negative feedback about the bank's investment is examined. It is shown that there are certain conditions where it is profit-maximizing for banks to avoid runs and others where a few occasional runs are optimal. The banking scenario is compared to trading in equity arrangement.

Investment Banking and Securities Dealing, Security and Commodity Services, Securities Services, Finance, Securities industry, Bank runs

---

Banks and macroeconomic disturbances under predetermined exchange rates

Article Abstract:

A simple optimizing model shows the influence of the banking sector in initiating the expansionary phase and eventually, on propagating the crisis in Latin America. The study focused on how the world business cycle and shocks to the banking system influence output and employment through bank credit variations. Econometric data from Chile and Mexico clearly supports the transmission channels and the major significance of the model.

Models, Analysis, Economic aspects, Latin America, Macroeconomics, Bank loans

Similar abstracts:

• Abstracts: Cooperation and the efficiency of regional R&D activities. Is globalisation undermining the welfare state?. Sectoral patterns of technological activity and export market share dynamics
• Abstracts: The macroeconomic consequences of terror and the case of Israel. Comment: oCities under stresso
• Abstracts: The emergence of mass unemployment: wages and employment in shipbuilding between the wars. Puzzles in the economic institutions of capitalism: production, contracting and work organization in the Irish linen trade 1750- 1850
• Abstracts: The Kaleckian model of growth and distribution and its neo-Ricardian and neo-Marxian critiques. A simple model of three economies with two currencies: the eurozone and the USA
• Abstracts: The impact of the Uruguay Round on tariff and non-tariff benefits to trade in the 'Quad.' The role of tax expenditure reporting in a global economy

This website is not affiliated with document authors or copyright owners. This page is provided for informational purposes only. Unintentional errors are possible.