Smart loans, dumb loans: the best and worst ways to borrow money now

Article Abstract:

The weak economy has created low interest rates for loans. It is now unwise to use credit cards, small loan companies or pawn shops for borrowing money because of their high interest rates. Better sources of credit include retirement savings plans, fixed-rate home equity loans and margin loans.

Analysis, Consumer credit, Personal loans

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Smart saving, dumb saving

Article Abstract:

Bank CDs are not the best way to save money for an emergency. Automobile buyers should purchase at the end of the month. Evaluating stock option plans, planning for retirement and saving for a child's education are also discussed.

Methods, Purchasing, Evaluation, Personal finance, Automobiles, Savings, Employee stock options

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The tax basics you need to know: answers to six not-so-dumb questions

Article Abstract:

Taxpayers should not have taxes overwithheld or underwithheld. An explanation of who can benefit by itemizing deductions, which tax return forms to use, what to do if a taxpayer cannot pay and other topics are discussed.

Interpretation and construction, Tax law

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