Safe harbor over time

Article Abstract:

The gains produced by index and managed funds are compared. The annual return of index returns outpaces that of managed funds by about two percentage points, which almost matches the difference in their operating expenses. Thus, the portfolio gains are similar, but managed funds are more expensive to run and so produce lower net gains for investors.

Finance, Index funds, Mutual fund industry

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Timeshares to spare

Article Abstract:

The increasing popularity of timeshare condominiums is discussed, and brokers specializing in timeshares and owners associations are given as good sources. The URL of the industry's leading exchange service for timeshares is given.

Purchasing, Timesharing (Real estate), Timeshares (Real estate)

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Checking up on charities; donating to needy organizations should be a feel-good, so get the facts first

Article Abstract:

Investigating charities before making donations is discussed. This should include requesting a copy of the charity's annual report, checking the IRS web site to make sure contributions are tax-deductible, and going through the charity's IRS Form 990 filings to make sure it spends money wisely.

Investigations, Charitable trusts, Nonprofit organizations, Charitable contributions, Charitable donations

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