Risks of EPLI coverage prove difficult to assess; employment practices liability insurance presents risk factors not found in other policy forms

Article Abstract:

The demand for employment practices liability insurance (EPLI) increased due to the rising costs of defending employment claims, and this can be attributed to a great deal of unpredictability in exposure, more legally permissible claims, such as class actions and changed civil rights laws allowing emotional distress claims, and the need for expert attorneys specializing in the area. EPLI will almost certainly have a long shake-out period, years of litigation between carriers and insureds on various insurance law claims.

Evaluation, Employment practices liability insurance

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Newer twists in insurance coverage; Web-based companies must first identify and assess risks inherent in their businesses

Article Abstract:

The development of new insurance products to this area is discussed. Using the Internet for new forms of trademark infringement or dilution poses a risk to these companies and can include the unauthorized use of domain names, framing a linked site containing a trademark to cover advertising, and metatagging in a web site. E-commerce businesses should evaluate whether their existing coverage is adequate.

Electronic commerce, E-commerce, Insurance

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Tech start-ups must assess IP before pursuing cash; venture capitalist's success in early-stage investing depends on protection of vital IP assets

Article Abstract:

A pre-investment intellectual property investigation as a preface to the search for venture capital is necessary for start-up technology businesses. Assessment of the company's defensive and offensive positions, a trademark clearance and an assessment of company ability to protect and assert intellectual property rights against third parties must all be included.

Management, Venture capital, Going public (Securities), Initial public offerings

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