When it's time to stop living hand to mouth
Article Abstract:
Anyone looking at financial arrangements for retirement should considering cashing in underperforming shares and Treasury stock and investing the money in a general and single company Personal Equity Plan in the last year in which these are available. There may also be a strong argument in favour of taking at least some of the profits made recently from stock market investments, thus providing protection against a possible decline from the current high levels. It is important to remember that property may not necessarily be a suitable investment for everybody.
Publication Name: The Independent
Subject: Retail industry
ISSN: 0951-9467
Year: 1998
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Towards a French future
Article Abstract:
Those making financial arrangements for retirement must consider how to avoid a dramatic change in their lifestyle while adapting to the inevitable decline in income. If there is a possibility of spending at least part of the time abroad after retirement, then it may be worthwhile owning only a small property in the UK, thus keeping outgoings to a minimum. When considering investments, around 5,000 pounds sterling should be kept in a high-interest account. The rest can be used to invest in a Personal Equity Plan and to pay off a mortgage.
Publication Name: The Independent
Subject: Retail industry
ISSN: 0951-9467
Year: 1998
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Reduce risk with a broader portfolio
Article Abstract:
It is important that those saving for retirement have a clear idea of how much they are likely to receive at retirement, based on current and continuing contributions. It may be beneficial to opt out of Serps through a personal pension. Consideration should also be given to liquidating some investments, shifting to more broadly based collective investment schemes. Those who cannot contribute to a personal pension because they do not pay tax can still make contributions into a personal equity plan.
Publication Name: The Independent
Subject: Retail industry
ISSN: 0951-9467
Year: 1998
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