Microenterprise as an exit route from poverty: recommendations for programs and policy makers

Article Abstract:

Microenterprise programs targeted to low-income groups are only effective if targeted people have the skills and motivation to succeed. Motivation, hard work, and funding will not guarantee success. A study of successful entrepreneurs reveals that owners must be highly educated, knowledgeable about the markets, possess a strong support network, and compete in businesses that are traditionally profitable. Microenterprise programs should offer training when needed, focus on skilled applicants, and place less emphasis on applicants who do not have the talents and resources to succeed.

Evaluation, Economic development, Economic assistance, Foreign economic assistance, Job creation

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Unequal access: financial institution lending to black- and white-owned small business start-ups

Article Abstract:

A comparison is made between the start-up financing patterns of black-owned small business enterprises and those of white-owned small businesses. An analysis of financial institution lending to both groups indicate that black entrepreneurs receive smaller loans and that they are more dependent on forms of consumer credit. Research findings suggest the race discrimination in financial institution lending hinder the development of black-owned business enterprises.

Research, Finance, Small business, Demographic aspects, Venture capital, Race discrimination, Bank loans, African American business enterprises

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FACTORS INFLUENCING THE PERFORMANCE OF COMMUNITY DEVELOPMENT CORPORATIONS

Article Abstract:

The activities of community development corporations (CDCs) are examined, focusing on techniques that can be used to measure CDC performance. Topics include consideration for different types of organizational structure, measuring efficiency, and factors determining the tenure of an executive director.

Statistical Data Included, Analysis, Economic aspects, Political aspects, City planning, Urban planning, Community development, Community development corporations

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