New Evidence on the Free Banking Era

Article Abstract:

The free banking era in the United States from 1837-1863 is examined to evaluate the results of free competition among banks. Fear of chaos from non-regulation has contributed to the existence of strict bank regulations. Free bank failures were found to be fewer than expected with smaller losses than anticipated. Free banks continued in business longer than believed.

Banking industry, Competition (Economics), Laws, regulations and rules, History

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Are mergers beneficial to consumers? Evidence from the market for bank deposits

Article Abstract:

A study showing that though the mergers result in short term price rises, which are against the interests of the consumers, in the long run they are beneficial to the consumers. The conclusions are based on the market for bank deposits.

Italy, Economic aspects, Acquisitions and mergers, Consumers, Bank deposits

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Expert opinion and compensation: evidence from a musical competition

Article Abstract:

The effects of rankings by an expert in a music competition on subsequent success in the market of the participants are examined to determine the value of expert's opinions.

Netherlands, Belgium, Expertise, Musical ability

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