The transformation of the U.S. banking industry: what a long, strange trip it's been
Article Abstract:
The US banking industry was analyzed for developments that took place from 1979-1994 to chart the future course of the industry. Regulatory changes affecting the industry were categorized as reduction in reserve requirements, expansion of bank powers, tightening of capital requirements, deregulation of deposit accounts, and relaxation of restraints on geographic diversification. The last two changes were believed to affect the industry in a more ambiguous manner.
Publication Name: Brookings Papers on Economic Activity
Subject: Economics
ISSN: 0007-2303
Year: 1995
User Contributions:
Comment about this article or add new information about this topic:
The effects of bank mergers and acquisitions on small business lending
Article Abstract:
Bank mergers and consolidations are found to constrain small business lending, but this effect is more than offset by the reaction of other banks and by the reactions of the merging banks in some cases. The study is the first to decompose the effects of mergers into the static effects and the dynamic impact of these mergers on small business lending rates of merging banks.
Publication Name: Journal of Financial Economics
Subject: Economics
ISSN: 0304-405X
Year: 1998
User Contributions:
Comment about this article or add new information about this topic:
Stockholder gains from focusing versus diversifying bank mergers
Article Abstract:
Bank mergers appear to be more likely to enhance stockholder value if they focus geography and activity.
Publication Name: Journal of Financial Economics
Subject: Economics
ISSN: 0304-405X
Year: 2001
User Contributions:
Comment about this article or add new information about this topic:
- Abstracts: The distributional impact of health financing in Europe: a review. Conflict resolution and social protection in an era of globalisation: external dimensions to Europe's social policy
- Abstracts: Transformation of banks and bank services. Financial institutions in transition: banks and financial markets
- Abstracts: Transformation of banks and bank services. Is synergy due to mystery?
- Abstracts: Kuwait's oil industry: strategy to move into the next century. Kuwait: to open oil sector by year's end ...
- Abstracts: The impact of raising the US investment rate on the wage of low-educated labor. Customer flows, countercyclical markups, and the output effects of technology shocks