An ounce of prevention

Article Abstract:

Insurance agents can protect themselves from lawsuits by following some basic public relations rules. Develop a professional relationship with clients and provide good service. Immediately respond to clients' inquiries. Keep proper and complete documentation. Make sure your staff is friendly and can handle their jobs. Know the product and continue your education in the field. Enlist the help of your E&O carrier when necessary. Follow the advice of professionals who are hired to represent your interests. Believe in yourself and the valued service you are providing.

Insurance Agencies and Brokerages, Insurance agents, brokers, & service, Insurance Agents & Brokers, Insurance industry, Prevention, Malpractice, Public relations, Insurance agents

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Family key person insurance or sometimes advanced marketing should be kid stuff

Article Abstract:

The loss of a child can be devastating both emotionally and financially by distracting the wage-earners from their work and imposing additional expenses, but insurance can help with this. Insured medical reimbursement plans can cover counseling and associated services not covered by most insurance plans, and life insurance on the children can, in the case of their deaths, provide needed cash flow while covering the new, temporary expenses.

Social aspects, Life insurance, Children, Insurance

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Advanced underwriting concepts

Article Abstract:

Financial advisers need to help their clients create the best structure for tax and retirement planning. The Taxpayer Relief Act of 1997 changed the way retirement planning works, so advisers should let the current clients know about possible new advantages this legislation offers. Individual retirement accounts, real estate investments, estates, and stock portfolios may need modification due to this provision.

Financial Services, Finance and Insurance, Interpretation and construction, Tax law, Practice, Investment advisers

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