Feeling the Strain From Stretching the Paycheck

Article Abstract:

Shopping trends during the 2003 Christmas holiday season are reflecting how much Americans are struggling financially from paycheck to paycheck. Wal-Mart Stores offers customers a special layaway plan that enables them to put 10% down and pay off the rest of their purchases in 60 days. Wal-Mart also notices that there are selling spikes at the 1st and 15th of every month when people are paid. While the US economy is showing signs of improvement, workers have not experienced wage increases, making Christmas a difficult time of year.

Commercial Banks, Private Households, Consumer Credit, Consumer Capital & Loan Transactions, Budget, Budgeting, Budgets, Christmas business, Disposable income

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KMART TAKEOVER OF SEARS IS SET; $11 BILLION DEAL

Article Abstract:

The $11 billion acquisition of department store, Sears, Roebuck and Co. by discount retailer KMart Corp. will create the third largest retailer in the United States. Both companies saw a rise in their share prices of close to $8. yesterday.

Department Stores, Securities issued, listed, Analysis, Securities, Kmart Holding Corp., Sears, Roebuck and Co., Corporate reorganizations, Company securities

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More Gloom on the Island of Lost Toy Makers

Article Abstract:

The toy industry is in decline because of competition from major discounters such as Wal-Mart and also because children are losing interest in toys at younger and younger ages.

Marketing procedures, Games, Toys & Children's Vehicles, Game, Toy, and Children's Vehicle Manufacturing, Games, toys, and children's vehicles, MISCELLANEOUS RETAIL, HOME FURNITURE, FURNISHINGS, AND EQUIPMENT STORES, Wal-Mart Stores Inc., Marketing, Toy industry, Company marketing practices, Specialty stores, Toys "R" Us Inc., FAO Schwarz

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